Covenants & Docs

Covenant Reminders:

Our neighborhood is governed by a set of regulations called the “Declaration of Covenants, Conditions and Restrictions for Harbor Island.” Typically, you receive these regulations from the closing attorney when you purchase your home. Though this may not happen in all cases, you are still responsible for abiding by the regulations. If you use your home as a rental property, the family who leases from you is responsible for the regulations, as well. The bottom line is that all of the residents of our community have agreed to follow the governing regulations.

Please click on the link below to view the official Covenants and Restrictions for Harbor Island as recorded at the Clay County Clerk of Courts Office (Book 1554, Page 1371).

Please review the following excerpts highlighting some of the more common infractions:

1. Vehicles – No commercial vehicles, boats or trailers of any type shall be permitted to be placed on any lot subject to these covenants, unless such shall be placed or parked in a fenced side yard or fenced rear yard of a lot and screened from view of the passing motorist and neighboring lots, but not placed in the side yard of a corner lot on the side abutting the street.

2. Exterior Appearance and Maintenance – Every house and lot shall be maintained so as to present a pleasing appearance. Window coverings and decorations shall be of conventional materials, e.g. draperies, blinds or shutters. Windows shall not be covered with aluminum foil, paper, or the like. Lawns shall be maintained in a neat manner. Houses shall be kept in reasonable repair and excessive visible deterioration shall not be allowed.

3. Garbage and Refuse Disposal – No lot shall be used or maintained as a dumping ground for rubbish, trash, garbage or other waste. Rubbish, trash, garbage or other waste shall be kept in closed sanitary containers constructed of metal or rigid plastic. All equipment for the storage or disposal of such material shall be kept in a clean and sanitary condition and shall not be visible from the street except on scheduled garbage pick up days.

4. Landscaping- All disturbed areas on any lot must be seeded or covered with sod or mulch and maintained to present a pleasing appearance and to prevent the growth of weeds. It is the responsibility of each lot owner whose lot abuts a lake (retention/detention area) to maintain the bank of the lake (retention/detention area) from said owner’s lot line to the waters’ edge and an easement is hereby granted to each such owner for such purpose.

5. Garage – Each home shall have an attached garage. No garage shall be permanently enclosed or converted to another use. All garages must have doors, which shall be maintained in a useful condition and shall be kept closed when not in use.

6. Construction and Alterations Subject to the Approval of Architectural Control Committee – No residence, structure, wall or swimming pool shall be erected, placed, or altered on any lot until the construction plans, specifications and a plan showing the location of the structure have been approved by the Architectural Control Committee.

Important Documents